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Currently, I’m working on meeting minimum spend on two cards, both from American Express.
The first is the American Express Everyday Preferred Credit Card, which will get me a sign-up bonus of 20,000 points. While this isn’t a huge amount of points, I love the versatility of Membership Rewards Points in the US, and value the bonus at $400. Most likely I’ll end up transferring these points to my favorite Amex transfer partner British Airways Executive Club.
While I’ve had the American Premier Gold Rewards Credit Card for over a year, I just signed up for my second Swedish American Express card. The card offers 100,000 Swedish Membership Rewards Points (transfers to 10,000 Delta or British Airways points) with a minimum spend of 15,000kr in three months. I only had the SAS Premium Card before, and decided I wanted to earn versatile points in Sweden as well, especially given that you get 3x points per krona spent abroad on this card, which is incredible. I’ll also get a free Priority Pass membership, which I’ve surprisingly never had before.
The one card I always keep in my wallet is the Citi ThankYou Premier Credit Card. It offers 3x points on all travel and dining, and great travel insurance. Since it’s a Mastercard without foreign transaction fees, I always carry it in case I run into a place that doesn’t accept American Express.
Funnily enough, this card is an essential in my wallet for one reason – it offers free ATM withdrawals all over the world. Most other banks charge 4-5% with a minimum of around $5, so this card ends up saving me a lot of money, especially since it doesn’t have an annual fee.