What’s In My Wallet – July 2018

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Currently, I’m working on meeting minimum spend on two cards, both from American Express. 

American Express Everyday Preferred Credit Card

The first is the American Express Everyday Preferred Credit Card, which will get me a sign-up bonus of 20,000 points. While this isn’t a huge amount of points, I love the versatility of Membership Rewards Points in the US, and value the bonus at $400. Most likely I’ll end up transferring these points to my favorite Amex transfer partner British Airways Executive Club.

Lufthansa First Class Seat
Use Membership Rewards Points to fly Lufthansa First Class.

American Express Gold Card – Swedish

While I’ve had the American Premier Gold Rewards Credit Card for over a year, I just signed up for my second Swedish American Express card. The card offers 100,000 Swedish Membership Rewards Points (transfers to 10,000 Delta or British Airways points) with a minimum spend of 15,000kr in three months. I only had the SAS Premium Card before, and decided I wanted to earn versatile points in Sweden as well, especially given that you get 3x points per krona spent abroad on this card, which is incredible. I’ll also get a free Priority Pass membership, which I’ve surprisingly never had before. 

China Airlines Business
Convert Membership Reward Points to Delta and redeem for China Airlines Business.

Other cards

Citi ThankYou Premier Credit Card

The one card I always keep in my wallet is the Citi ThankYou Premier Credit Card. It offers 3x points on all travel and dining, and great travel insurance. Since it’s a Mastercard without foreign transaction fees, I always carry it in case I run into a place that doesn’t accept American Express. 

Bank Norwegian Credit Card – Swedish

Funnily enough, this card is an essential in my wallet for one reason – it offers free ATM withdrawals all over the world. Most other banks charge 4-5% with a minimum of around $5, so this card ends up saving me a lot of money, especially since it doesn’t have an annual fee.